Most insurance plans operate on a “use it or lose it” structure, which means unused 2025 dental benefits vanish when the calendar flips to 2026. Here at Southeast Family Dental, we encourage all our patients to take full advantage of their remaining coverage for preventive care and restorative treatments that protect long-term oral health. Dr. Laura Geiger and our skilled and helpful team make it easy to map out what you still have available and which procedures you should prioritize before benefits expire.
Understanding What You Lose on December 31
Your annual maximum, deductible progress, and included preventive services all reset after the new year. If you’ve postponed cleanings, x-rays, or recommended treatments, completing them now can save you significant money. Patients who have already met their deductible often benefit most at this time of year, because additional treatments are partially or fully covered. Preventive care, like addressing cavities or gum inflammation to prevent more serious, expensive problems, is especially cost-effective.
Smart End-of-Year Treatment Planning
From fillings and crowns to bridges, periodontal therapy, nightguards, and other functional or cosmetic updates, many patients use the end of the year to complete recommended treatment. If your care requires multiple steps, Dr. Geiger can help you spread phases across 2025 and 2026 to get the greatest value from your benefits. Families can also take advantage of this window to schedule appointments for kids, whose oral health can sometimes take a backseat during the school year.
Don’t Wait Until Appointment Slots Disappear
The end-of-year rush is real. Booking early gives you better scheduling flexibility and ensures there’s enough time for insurance approvals or lab-based procedures before December 31.
Comprehensive, Stress-Free Dental Care in Indianapolis
If you’re in Indianapolis and want to learn more about using your dental benefits wisely and their many benefits, contact Dr. Laura Geiger and the caring and skilled Southeast Family Dental team to schedule a consultation.